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Non-Embedded Payouts allow platforms to deliver funds directly to financial destinations owned or controlled by recipients.
Rather than maintaining balances within a Fiserv-managed account or wallet, funds are transferred to an external destination such as a bank account, debit card, digital wallet, or other supported payout endpoint. This approach is commonly used when recipients prefer to receive funds through financial accounts they already use and manage outside the platform ecosystem.
With a Non-Embedded Payout model, funds are distributed from the platform ecosystem to an external destination selected by the recipient or configured by the platform.
Recipients receive funds through familiar financial channels without maintaining balances within a Fiserv-managed account.
Typical flow:
Supported payout methods and execution options depend on the solution configuration and available payout capabilities.
For information about how payout instructions are created and processed, see Payout Instructions.
Non-Embedded Payouts may be delivered to a variety of external financial destinations.
Examples include:
Available destinations may vary based on geography, regulatory requirements, supported payout partners, and platform configuration.
Recipients receive funds through financial accounts or payment methods they already own and use.
Depending on the configured payout experience, recipients may be able to:
Recipients typically do not need to maintain balances within the platform ecosystem before receiving funds.
Recipients can receive funds through commonly used financial accounts and payout methods.
Platforms maintain visibility into balances, activity, and fund movements within platform-managed accounts.
Platforms can support payouts across different markets using approved payout destinations and partners.
Funds are delivered directly to recipients rather than remaining within platform-managed accounts.
When evaluating a Non-Embedded Payout model, consider:
Non-Embedded Payouts require a valid external destination that can receive funds.
Examples include:
Before a payout can be completed, the recipient destination must be established, validated, and eligible to receive funds.